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What You Get From an Auto Accident Settlement The amount you receive from a settlement for a car accident will depend on the extent of your injuries. Medical bills are higher for injuries that are more severe. Documenting these losses will help maximize your settlement. Your lawyer will be able to compile an inventory of all relevant damages that includes doctors' notes, wage records, and eyewitness testimony. Medical bills If someone is injured in an automobile accident medical bills are usually on their minds. Fortunately, the law generally covers these expenses in personal injury cases. However, it could take months or even years before the at-fault motorist is held responsible by a court ruling or settlement agreement. In the meantime, victims accrue medical bills that must be paid. Injuries from car accidents typically require extensive medical attention which includes surgery and physical therapy. The medical bills that result can be very high. It is essential for victims to know that they shouldn't have to shoulder the cost of their own medical bills following an accident, and that the driver who caused the crash is accountable for paying them as part of their settlement. In some cases the at-fault party can cover the medical bills of the victim directly. In other situations, the victim's health insurance, or med-pay coverage will pay these costs as they grow. These expenses can be covered by rolling claims, based on the insurance coverage of the victim and specific circumstances. In some cases the hospital or health insurance company may make a lien against a portion of a settlement of a victim. Fortunately, a qualified attorney will assist in negotiating these liens in order to get more money into the victim's pocket. Loss of wages A car accident can be devastating to your finances. In addition to medical bills and property damage, you may have to cover the cost of lost wages because of your injuries. New York law requires that your insurance policy for cars reimburse the loss of income up to a specific amount. Your attorney will work to get the full amount you are entitled to for the lost wages. Paystubs and other documents for wages are the most popular way to prove the loss of income. If you were self-employed or worked on commission, other relevant documents include profit-and-loss statements, receipts, invoices and bank statements, and financial correspondence. The correspondence from your employer that confirms the number of days/hours that you missed from work due to your injuries is equally important. If you suffer from a permanent injury that reduces your capacity to work or prohibits you from working at all Your lawyer can consult an expert financial or economic expert to determine the future worth of your earnings potential. In this instance the expert will analyze your age, education level and education, credentials, career path, and job duties you are no longer capable of performing. At Michaels Bersani Kalabanka, our Syracuse car accident lawyers often see clients who are severely injured in accidents and can no longer work. They are not only entitled to no-fault lost wages but they may also be able to get additional compensation from the at-fault driver's insurance or the car owner's insurance. Pain and suffering Car accident victims are entitled to compensation for the emotional stress and pain they feel following a collision. Insurance companies often discount emotional pain and distress due to the fact that they are not documented with photographs or xrays. It is important to have a seasoned personal injury lawyer to represent you when dealing with the insurer of the driver who caused the accident. Your Queens injury lawyer can assist you in gathering evidence of all kinds to support your claim for damages. For instance, a patient's medical bills and formal diagnoses can establish the severity of their injuries. A diary or journal that begins on the date of an accident and continues throughout the recovery process, may record physical and emotional pain and distress. The degree of your injury will affect the settlement you receive. A spinal cord injury or a severe head trauma, as an example, may result in a higher settlement than a minor strain that heals within three weeks. The settlement you receive from your auto accident will be impacted by the value of your injuries. Your lawyer will assist in making a calculation of your damages, and then build a strong case for you to get the full amount of compensation you are entitled to. Contact an experienced attorney today to learn more about the different types of damages in the course of a New York car accident lawsuit. Damages As we've mentioned above settlement awards are intended to pay victims of car accidents for financial losses. The amount of compensation awarded will depend on the severity and degree of the injuries sustained by the victim and also the amount of money they have lost because of missed work or property damage. A verdict could also include non-economic damages such as pain and suffering. These damages aren't quantifiable. However, insurance companies use formulas to determine how much to pay for these damages. To determine the settlement amount for noneconomic damages the multiplier is usually based on medical costs. Major injuries and permanent impairments typically are compensated with greater amounts than minor injuries or temporary injuries. A car crash is traumatizing and could alter your life. The amount of settlement won't erase these losses but it can help victims overcome their financial difficulties and return to normalcy. An experienced car accident lawyer will know how to assess your case and advocate for the most lucrative settlement. While auto accident attorney long beach may seem appealing to accept a lower amount than you are entitled to, this could hinder your future recovery. Once you sign a settlement agreement, it is understood that you are reneging on the option to file additional claims or bring a lawsuit in court to recover any additional damages related to the accident.